Why Bar Mitzvah Insurance Is So Important
1. If you had to cancel, you could lose your deposits
2. If you cancelled nearer the day suppliers could demand the whole of contracted amounts
3. A supplier could go into liquidation holding your deposit
4. Cancellation could occur through many calamities - death, illness, injury, redundancy causing financial difficulties, service personnel, posted abroad, etc.
5. Event attire could be lost or damaged
6. A guest could be injured, or the reception venue damaged and you might be held legally liable
7. The professional photographs may not come out
8. Rings or presents could be lost or damaged
9. The reception venue may close before the Bar Mitzvah
Cancellation: The insurer will reimburse your irrecoverable expenses incurred by the necessary cancellation of the ceremony or reception for reasons out of your control limited including:
1. The total non appearance of a booked and paid for supplier or caterer
2. The death, injury, illness of the bar, bat or close family relative;
3. The redundancy of parents or close family relative;
4. Ceremony or reception venue being unable to hold the function;
5. The posting abroad of a serving member of the UK Armed Forces;
6. Adverse weather conditions that make the ceremony or reception venue inaccessible
Additional Expenses: We will reimburse you for any additional expenses for alternative services incurred to avoid the necessary cancellation of the Bar Mitzvah due to an insured cause
Bar/Bat Mitzvah Attire up to the value shown below: Cover for this loss of or damage to dresses, and attendants formal attire, including their hire charges following loss or damage if such charges are imposed by the hire company
Presents up to £3,000: Cover for the loss or damage to any present in your possession within 24 hours before and after the event day.
Photographs/Videos up to £3000: Cover to retake official photographs in the event of the non-appearance of a booked professional photographer, or the total loss, damage or non-development of the original film, negative or video
Loss of Deposits up to the value shown below: Cover in respect of the bankruptcy or liquidation of any booked service supplier
Public Liability up to £5,000,000: Protects your legal liability to pay for compensation and claimants costs and expenses for accidental bodily injury or accidental loss of or damage to property sustained at your wedding
Cover: |
1 |
2 |
3 |
4 |
5 |
6 |
Bar Mitzvah Cancellation |
£5,000 |
£8,000 |
£10,000 |
£15,000 |
£20,000 |
£30,000 |
Bar Mitzvah Attire |
£5,000 |
£6,000 |
£7,000 |
£8,000 |
£9,000 |
£10,000 |
Bar Mitzvah Photos/Video |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
|
|
|
|
|
|
|
Bar Mitzvah Presents |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
£3,000 |
|
|
|
|
|
|
|
Deposits |
£5,000 |
£6,000 |
£7,000 |
£8,000 |
£9,000 |
£10,000 |
Public Liability |
£5million |
£5million |
£5million |
£5million |
£5million |
£5million |
Re-Arrangement |
50% |
50% |
50% |
50% |
50% |
50% |
Cost of Premium: |
£51.00 |
£61.00 |
£66.00 |
£91.00 |
£127.00 |
£157.00 |
Equipment Extension |
£101 |
£101 |
£101 |
£101 |
£101 |
£101 |
|
|
|
|
|
|
|
Main Exclusions
1. Non-appearance due to disinclination of the Bar or Bat to attend
2. Cancellation due to stress
3. Failure of any supplier where booked arrangements are not confirmed in writing
4. Cancellation due to any pre-existing medical condition
5. Theft from unattended venues and vehicles
6. Wilful and malicious acts resulting in damage
7. Damage to ground surfaces and underground services
8. Damage to flooring caused by footwear
